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Marine investigation · Last updated November 2026

Certified Marine Investigator (CMI): free practice test

IAMI's CMI certifies members who investigate boat theft, marine insurance claims, boating accidents and related fraud. Candidates must be active IAMI members with a high school diploma or GED, at least 3 years of marine, law enforcement or insurance experience and 250 eligibility points, including at least 48 from IAMI training. The exam is closed book with up to 150 true/false and multiple-choice questions and an 80% pass mark.

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About the IAMI CMI exam

IAMI's CMI certifies members who investigate boat theft, marine insurance claims, boating accidents and related fraud. Candidates must be active IAMI members with a high school diploma or GED, at least 3 years of marine, law enforcement or insurance experience and 250 eligibility points, including at least 48 from IAMI training. The exam is closed book with up to 150 true/false and multiple-choice questions and an 80% pass mark.

What's on the exam

IAMI CMI
Vessel Identification, Registration and Documentation
7 key facts
Marine Theft, Fraud and Arson Indicators
7 key facts
Marine Insurance and Claims
7 key facts
Admiralty and Maritime Law
7 key facts
Boating Accident Investigation
7 key facts
Hull Construction, Engines and Marine Surveying
7 key facts
Evidence, Interviews, Reports and Testimony
7 key facts

Each branch is a topic in the official outline. Members see every key fact on the full mind map. Read the free study guide →

How to pass the IAMI CMI exam

  • IAMI does not publish topic weights. Its CMI page lists theft, insurance claims, surveying, admiralty law, fire origin and cause, policy interpretation, accident reconstruction, hull construction and engines, so spread your study across all of them.
  • HIN questions are easy marks if you know 33 CFR 181: 12 characters, the MIC first, the month letter A to L in position 9, and the model year running August 1 to July 31.
  • Approved applications are valid for one year, so plan to sit at the next Annual Training Seminar. IAMI's events page lists the 37th ATS for 20 to 24 February 2027 in New Orleans; confirm exam scheduling with IAMI HQ.
  • With up to 150 questions in 3 hours you have more than a minute each. True/false items punish absolute words such as always and never, so read every qualifier.

Save your results and get your Readiness Score

Create a free account after the test: your score by topic, a mistakes bank, the complete study notes for the first topic, flashcards and the ABYC Numbers & Formulas Sheet.

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What's in the premium IAMI CMI prep

Premium IAMI CMI prep is studied one topic at a time. Each step starts with that topic's key notes and flashcard deck, then its own question sets of 25, so you master one topic before you move to the next. When every topic is strong, the 6 full mock exams show you're ready.

3,000practice questions, every answer explained
6full-length mock exams, 150 questions each, timed
800flashcards with spaced repetition, sorted by topic
60comprehensive key notes across 7 topics

Your step-by-step study path

  1. 1
    Vessel Identification, Registration and Documentation9 key notes, 115 flashcards, then 450 practice questions in 18 sets of 25
    Notes free with an account
  2. 2
    Marine Theft, Fraud and Arson Indicators9 key notes, 115 flashcards, then 425 practice questions in 17 sets of 25
    Premium
  3. 3
    Marine Insurance and Claims9 key notes, 115 flashcards, then 425 practice questions in 17 sets of 25
    Premium
  4. 4
    Admiralty and Maritime Law9 key notes, 115 flashcards, then 425 practice questions in 17 sets of 25
    Premium
  5. 5
    Boating Accident Investigation8 key notes, 115 flashcards, then 425 practice questions in 17 sets of 25
    Premium
  6. 6
    Hull Construction, Engines and Marine Surveying8 key notes, 115 flashcards, then 425 practice questions in 17 sets of 25
    Premium
  7. 7
    Evidence, Interviews, Reports and Testimony8 key notes, 110 flashcards, then 425 practice questions in 17 sets of 25
    Premium
  8. Final step: 6 full mock exams150 questions each, timed like test day. Pass them, then book your exam.
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Free with an account

Read the complete IAMI CMI study notes for “Vessel Identification, Registration and Documentation”

Our first full set of comprehensive notes, about 14 minutes of reading: HIN format (33 CFR 181.25) · HIN location and marking (33 CFR 181.27 and 181.29) · State numbering and titling · Coast Guard documentation, a worked exam example, the traps examiners use and a one-minute recap. Create a free account to read it and see how premium notes work before you decide.

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Study tools included

3,000 practice questions

3,000 exam-style questions per exam, organized topic by topic in sets of 25. Every answer explained, with the rule it comes from.

6 full mock exams

6 full-length timed mock exams per exam, with real question counts and time limits, so test day feels like practice day.

Exam Readiness Score

One 0 to 100 number that tells you when you're ready to book. Reach 80 and you're covered by our Pass Guarantee.

800 flashcards + spaced repetition

800 flashcards per exam, in a deck for each topic, that come back right before you'd forget them. Five minutes a day keeps every number fresh.

60 comprehensive key notes

60 key notes per exam, split across its topics and each explained in full: the concepts, worked exam examples, the traps examiners use and a quick recap. Your first set is free with an account.

Mind maps

See the whole exam on one screen: every topic and the facts under it.

Sample questions with answers

These are the questions in the free test above, with answers. Try the test first. You'll learn more by getting some wrong.

1. A boat's HIN reads ABC34567I526. Under the current federal format, when was the boat certified and what is its model year?
Answer: Certified September 2025, model year 2026. In 33 CFR 181.25 the ninth character is the month of certification (A for January through L for December, so I is September), the tenth is the last digit of the certification year and the last two are the model year. A model year runs from August 1 to July 31 and is named for the year it ends, so a September 2025 build can be model year 2026.
2. A recovered 22-foot runabout has a transom. Where should the investigator expect to find the primary HIN on a boat built to the federal rule?
Answer: On the starboard outside of the transom, within 2 inches of the top. 33 CFR 181.29 puts the primary HIN on the starboard outboard side of the transom within 2 inches of the top of the transom, gunwale or hull/deck joint, whichever is lowest. A duplicate HIN must also be fixed in an unexposed location inside the boat, which is the one to check when the transom number looks altered.
3. An insured 34-foot cruiser is reported stolen from a marina. Which combination is the strongest indicator that the claim may be an owner give-up?
Answer: Agreed value well above market, plus loan arrears. Owner give-ups are driven by motive: insurance above market value, financial pressure, a recent policy increase or a boat that will not sell. A broken camera or common boat is circumstantial and fits genuine thefts too. Indicators justify deeper inquiry, not a conclusion of fraud.
4. Investigators recover a personal watercraft whose transom HIN plate looks freshly riveted. What should be checked first to establish its true identity?
Answer: The hidden duplicate HIN and engine serials. Thieves replace the visible HIN plate and paperwork, so identity is confirmed from the duplicate HIN required in an unexposed location and from engine and component numbers that the manufacturer can trace. Decals and bills of sale are easy to forge and only show what the possessor claims.
5. A yacht policy is written on an agreed value basis of $180,000. After a covered total loss the market value is found to be $150,000. Absent fraud or misrepresentation, what does the insurer generally pay?
Answer: $180,000, less any applicable deductible. Under an agreed value policy the insurer and insured fix the value in advance, so a covered total loss is paid at that amount (subject to policy terms such as deductibles). Actual cash value policies pay replacement cost less depreciation instead. Material misrepresentation of value at inception is a separate defence.
6. A boat sinks at its slip after a cooling hose fails, and the owner does nothing for three days while rain fills the hull. Which policy duty is most directly in issue?
Answer: The duty to take reasonable steps to protect the vessel from further loss. Marine policies, through sue and labor or loss mitigation conditions, require the insured to take reasonable steps to prevent further damage after a loss. Added damage caused by failure to act can be excluded or reduced. Registration and safety equipment rules are separate regulatory matters.
7. A salvor tows a drifting, disabled yacht off a lee shore without any prior contract. Which elements must be shown for a pure salvage award?
Answer: Marine peril, voluntary service and success in whole or in part. Pure salvage under general maritime law needs marine peril, a voluntary service (no pre-existing duty) and at least partial success: no cure, no pay. Negligence is irrelevant to salvage, and no written contract is required. The award is set by factors such as risk, skill and the value saved.
8. Two pleasure boats collide on a navigable river used by commercial traffic, and one owner wants to file a federal limitation action. Within what period must it be filed?
Answer: Within 6 months of written notice of a claim. Under the Limitation of Liability Act (46 U.S.C. chapter 305) the owner must file within 6 months after receiving written notice of a claim, and limitation is to the post-casualty value of the vessel and pending freight if the owner lacked privity or knowledge. Pleasure boat collisions on navigable waters fall within admiralty jurisdiction (Foremost Insurance v. Richardson).
9. A recreational boat strikes a dock at night. No one is hurt, but repair estimates for the boat and dock total $2,400. Under federal rules, what reporting duty applies?
Answer: A written report to the reporting authority within 10 days. 33 CFR 173.55 requires a report when damage to vessels and other property totals $2,000 or more. The 48-hour deadline applies to deaths within 24 hours, injuries needing treatment beyond first aid and disappearances; damage-only reports are due within 10 days. Reports go to the state reporting authority.
10. Two people swimming off the stern of a houseboat with the generator running become unconscious. What should the investigator suspect and document first?
Answer: Carbon monoxide from the generator exhaust. Generator and engine exhaust can pool carbon monoxide near the stern and swim platform and under the deck, killing swimmers quickly. Document exhaust outlet location, generator run time, wind and blood carboxyhemoglobin results. Electric shock drowning is a dock and shore power hazard, not a generator one.
11. A swimmer has a series of parallel, evenly spaced curved cuts on the back of the thigh. Which mechanism do these injuries most suggest?
Answer: Contact with a turning propeller. Propeller strikes typically leave a series of parallel curved lacerations whose spacing relates to blade count, propeller rpm and boat speed. Blunt hull impacts produce abrasions, contusions and fractures instead. Measuring the spacing helps reconstruct speed and whether the engine was in gear.
12. A surveyor taps a fiberglass hull with a phenolic hammer and hears a dull thud over an area of the bottom. What does this most likely indicate?
Answer: Delamination or a wet, disbonded core. Percussion sounding gives a sharp, solid ring over sound laminate and a dull thud where laminate has separated or a cored panel has become wet and disbonded. Moisture meter readings and inspection confirm it. Fiberglass itself does not corrode galvanically.
13. A claim says an outboard 'seized from a manufacturing defect'. The lower unit oil is milky and the drain screw magnet carries heavy metal debris. What does this most suggest?
Answer: Water intrusion into the gearcase. Milky gear oil means water has entered the gearcase, usually through failed seals or a damaged drain or vent gasket, and metal debris shows the gears were running damaged. That points to wear and maintenance, often excluded by marine policies, rather than a sudden latent defect.
14. At a burned boat on a trailer, the investigator finds a fuel can in the cockpit. What should be done before the can is moved?
Answer: Photograph it in place, with scale. Evidence is documented where it lies (overall, mid-range and close-up photographs with scale and reference points) before it is collected, then packaged and logged to keep the chain of custody. Ignitable liquid evidence goes in clean metal cans, not ordinary plastic bags, which can lose or absorb vapors.
15. When interviewing the owner of a vessel reported stolen, which questioning approach is most likely to produce reliable detail?
Answer: Open-ended questions first, then specifics. Open-ended questions let the witness give a free account in their own words, which yields more detail and lets later inconsistencies show. Specific and closed questions come afterwards to pin down facts. Confronting with evidence early shuts down the account before it is recorded.

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IAMI CMI exam FAQ

How many questions are on the IAMI CMI exam?

No more than 150 true/false and multiple-choice questions, with a time limit of no longer than 3 hours. Format: closed book, proctored. the real exam mixes true/false and multiple-choice items; practice here uses 4-option single-best-answer questions. iami states the cmi exam is graded through testing software.

What is the passing score for IAMI CMI?

80%; results are reported only as pass or fail, and individual scores are not released.

How much does the IAMI CMI exam cost?

US$95 application fee plus US$200 examination fee (fees non-refundable, payable in US funds). A retest fee is waived for one year or until the next Annual Training Seminar. Recertification every 5 years: US$95. IAMI membership dues are separate. ABYC charges members less than nonmembers, so confirm current fees with ABYC before you book.

Which languages is the IAMI CMI exam offered in?

English (no other languages are published by IAMI).

Where do I take the IAMI CMI exam?

Proctored by the CMI Committee at IAMI Annual Training Seminars and other locations set by the IAMI Board; photo ID required.

Is this IAMI CMI practice test free?

Yes. The 15-question practice test on this page is free, with an explanation for every answer and no signup. A free account also unlocks the complete study notes for the first topic. The full IAMI CMI prep is Premium at $147 a month for this exam.

What's in the premium IAMI CMI prep?

3,000 practice questions organized topic by topic (Vessel Identification, Registration and Documentation: 450; Marine Theft, Fraud and Arson Indicators: 425; Marine Insurance and Claims: 425; Admiralty and Maritime Law: 425; Boating Accident Investigation: 425; Hull Construction, Engines and Marine Surveying: 425; Evidence, Interviews, Reports and Testimony: 425), 6 full-length timed mock exams of 150 questions, 800 flashcards and 60 comprehensive key notes split across all 7 topics, plus a mistakes bank and the Readiness Score.

Related practice tests

Exam details are summarized from the official candidate information available in November 2026. ABYC changes formats and fees, so confirm with International Association of Marine Investigators (IAMI), CMI Committee before you book. ABYCExamPrep is not affiliated with the American Boat & Yacht Council.

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